ORRICK – Financial institutions and credit monitoring companies offer services to protect savings.
During a “Scam-bor-ee,” Tuesday at the Ray County Senior Center, senior citzens learned about the most common scams and how to protect themselves.
“If a thief has the account and routing numbers, they can use it to purchase things online,” Richmond Police Department Detective Scott Bagley told participants.
Bank of Orrick President Doug Ayers said people need to let the bank know as soon as they see the theft.
“That means checking their bank statements each month,” he said.
Ayers said the CardValet service offers customers a way to limit their card’s use.
“A customer can shut off their debit card if they misplace it,” Ayers said.
Customers can also limit the card to a set distance.
“For example, if a customer rarely goes outside Richmond, then that distance could be 50 miles around town,” he said. “They can also set it for no online purchases.”
A thief with a card number that does not work will not waste time using the card, Ayers said.
Reporting services also offer account monitoring.
Bagley said the best way to avoid a scam is to not become a victim.
“Chances are, it’s not really your grandson in jail and needing $5,000,” he said. “If it doesn’t sound right, then its probably a scam.”